I worked until I was 72, and was covered by a group health care insurance policy, so I was not enrolled in Medicare. Prior to retiring I applied for social security and was told that I had to apply for Medicare when I retired. I was also told that the only way to opt out of Medicare was to also opt out of social security. I don't believe I ever saw that in writing, but I know that's what I was told.
I hope Australia can revolt against everything they try on you before they try it on us. I will never go on Medicare or any American insurance. It is all designed to keep you sick and then euthanize you without your consent, so the government can get you off their payroll.
I can't help but wonder - if you don't go on Social Security, don't go on Medicare, and aren't on ANY government programs, will they STILL euthanize you if you end up in the hospital?
But really, who gets to live? They need some 'useless eaters' as slaves. They might keep just what we also need: sources of food, water, communication, medical, legal, security, farming, animals, and more.
Exactly! Slaves aren’t allowed to “live” their life are they. I would rather not live. I will not comply. Those who did have already handed themselves over to the cabal.
If one is on Medicare and enters a long term assisted nursing care facility which is not a fully covered expense by Medicare coverage, they will let you know that those expenses you accumulated for those last years are to be settled by your estate when you pass away. It is all there in the documentation. That part should not be a surprise.
If you pass away with all your assets in your house, bank accounts, etc. Medicare will absolutely take them, because you own them.
If, however, you put your assets in a Family Trust, you do not own them; the Trust does. When you die, the assets go to the Trust beneficiaries such as your children.
After your death, a Family Trust protects your assets against Medicare seizure. Talk to an estate lawyer about setting up a Family Trust.
I knew Medicaid will do that but have not seen Medicare do this, at least they didn’t do this when my mother who passed away 4 years ago and her estate was settled last year.
The nursing facility was charging in excess of $7K/month and these expenses are not covered by Medicare for long term care, possibly it is the Medicaid program that kicks in to take care of these expenses which a person on social security would not be able to pay for after their bank accounts are drained. At which Medicaid will recover the expenses from the estate as you stated. In any case it makes a lot of sense to create that family trust for the home and other assets, etc. as suggested by the Dr.
For the future of your parents or in-laws, many parents also give assets to their grown children, whilo can use assets to build or add on an in-law suite to their own home. With your assets in a Family Trust, they and their children/estate are protected while avoiding a nursing home.
Many nursing homes cost over $10,000 a month. The best way to avoid using your own assets is to purchase the best long-term care insurance policy that you can afford.
Especially is you have a special needs family member. A special needs trust is critical to put in place for your loved ones. As I write this we are being scrutinized over our assets that are in no way associated with our special needs son who is on a Medicaid WAIVER, due to being pemanetlt disabled. He has Zero assets what little support he receives from SSI disability income and in home support is well below what it would cost to live in an assisted living home . He lives at home with us.
And please be careful the advice you put here. It is not correct. Yes, someone need to consult a family trust lawyer, but we all know that many people take their advice directly from people like you in what is happening.
I thought it would be a good idea to say it again, and thank you for bringing this to my attention:
I am not a lawyer and nothing is meant as legal advice.
A lot of trust lawyers will do an in person, free consultation to see if it will work for you. Depending on where you live, a family trust could cost from $4,000 to $12,000 or more.
And this is a lawyer who you will know for the rest of your life. The only other person who will know more about your assets is your account. The more assets you have, the more you need to protect them.
I wish I knew more. I will ask around and see what information and then get back to you:) 🤗 I need someone to explain it to me like am five years old.
About five years ago, a physical therapist told me that Medicare paid more than private medical insurance ~ so she started seeing only Medicare and no longer takes insurance!
That would depend upon the medical practices’ (PT too) contract with the insurance company. Medicare usually pays less. Many times providers are not that familiar with what actually goes on in the business side of their practice.
All the entitlement programs run by the Federal GOvernment will be gone with the collapse. States will do their best to pick up the slack but the former USA will be Balkinized just like the former USSR and we have already passed the Event Horizon on this.
I wish you had a link on this that explains it in more detail. Not sure what "Balkinized" means, nor the "Event Horizon" - would love to have more of your perspective!
THe USA will be broken down into regions and states (Balkinized). Event Horizon is about the fall of the USA is no longer preventable, as in if you get too close to a black hole there is no going back... you passed the event horizon.
The "Eagle" has fallen. The CIA took over the USA on 11/22/63. The level of corruption has now exceeded what brought down the USSR. Biden is a Dog King (do I need to explain what that is?)
China will invade Taiwan... China makes almost everything and Taiwan makes almost all the chips. THis event alone will cause great economic hardship in the US and alone could crash the government, but there are so many other things in the works to make that happen.
I see the USA being divded into at least three regions eventually, Not all the states have the resources to make it on their own and will become regions. Other states, like California, may experiment with CCP feudalism for a time. THere will be mass population shifts to the "Free" states.
This is not in some far off future. THis is coming this year or next at the latest.
I am encountering more and more people reporting changes. For example new “security policy” (I believe DHS required changes) put in place by our bank reporting all sources of savings and funds coming in and out of our account including cash deposits. Including cash deposits. If you don’t comply your account will be closed.
Now is the time to start paying close attention to these details. Read the fine print.
It's a new policy as of 2022, and not a lot of people know that Medicare automatically enrolls you at age 65. And that they have a 2022 form you can use to opt out.
You’re welcome. It’s time to buckle up and button down your financial affairs. Is it no wonder that Trump has been charged with so many criminal complaints? Like he said, they aren’t coming after me, they’re coming after you. He would stand in their way.
My husband has also been notified of this. We are covered by Tricare. So we will be enrolled in Tricare for life. Secondary payer. I’m sure the same as any of the other Medicare supplements that he is being bombarded with.
We have also seen something odd regarding a life insurance policy we hold for our special needs son I can’t go into for privacy reasons. But I believe the government will want access to that money if…
Is this an advert Substack? Why are there Medicare ads on your page? How do I unsubscribe? This is the worst app to use on an iPhone. It will not allow any unsubscriotions.
I apologize for sounding curt, but when I tried to exit your post, a Medicare.gov website popped up at the bottom asking me if I'd like more info. That's why I asked if you were advertising. Simple. I'm sorry I didn't provide more detail. Thank you and I will figure out how to stop bugging ppl. This pos app would not let me unsub from a paid sub. I finally had to go directly to the bank. Even after signing out re loading and doing an Irish jig the pos app did not allow me to stop payment on a crap thing I did not want anymore. See text language is highly specific. So abbreviated and or slang can alter entire meanings. It's so specific it can break up a marriage and ppl do not appreciate how much specificity is in written words. We can accept verbal faux pas' but not text, ie written words. So I have a tendency to overcorrect and write hilgher level of specificity in the event I am misunderstood. Most can't read longer comments. Again, my apologies for sounding short. Thank you
You're so sweet, no problem. The pop-ups were on your cell? You can block all your pop-ups on a laptop, and you might need to first "clear your cache".
Horrible that it should not have been so hard to unsubscribe. I always tell people to stay in the email and hit 'unsubscribe' at the bottom of the email. Don't go into the app or anything Substack - stay in your email. If worse comes to worse, I can manually unsubscribe anyone from my newsletters.
That's the primary issue I believe. My electronics are limited with no laptop or desk top. Therefore, it's all in a wifi loop. Apple can't help. I can't sign onto the website without a non portable device if that makes sense. I'm still peeling off layers. Anyway, ima cracking up my app comment is generating such ire of how to solve the problem. Some of us don't have access to typical computers. It changes the landscape somehow. I'm sure I'll get a bagillion 'tips' on ""just go..."" hahaha!
Anyway thank you for your kind understanding at my curt reply. Blocking is an dance art form I've decided along with a scientific theory with some old fashioned juju voodoo tossed in for mystery. I even crack myself up! Take good care. 🙏🏻❤️
Not using an iPhone I cannot. I have reloaded this pos app several times. The auto incorrect is insufferable. They must have the most clinically retarded ai for their auto INCORRECT I've ever had the misfortune to be constantly misspelled by. This 💩 app even changes words it doesn't like that I use. It's horrible. But if auto incorrect is turned off the comments don't post. So anyway. I'm sure it's something I'm doing and eventually I'll figure it out. But every time I try to exit or stop following some raving lunatic the dam this pops up with ""cannot be completed on this device"". But thank you for the tip.
The best way is to go to the bottom of the email newsletter (do not click to go into the article) and then hit the'unsubscribe' button. Stay inside the email:) ❤️
If you go to the substack webpage you can LEARN how to use the app. What the website also includes is how to unsubscribe and log out. Then delete the app.
I also have an iPhone and have been having odd problems since the weekend. I hope you stay with us but if you really can't stand it here, I can unsubscribe you ~ just send me a message with your email address:)
Thank you! I'm all better, haha! Typical emotional outburst of frustration I made in a public room. And again, I apologize for taking it out on you. The Medicare .gov thing flipped my switch. Haha I enjoy your content and admire the dedication it takes to update posts. Hwvr, in this day & age the post can come every 10 minutes. So stay safe, stay well and thank you again. 🙏🏻❤️
I don't have Medicare. The government sent me ⬆️ the info now, 2 years before I turn 65 🤷♀️ 🙄 I will never go on it again.
While I was bedridden for twelve years, I was on Medicare for disability. When I got well, I ditched it for regular medical insurance. Then I was still well, I switched to a co-op.
The government will use it to euthanize me in the hospital, or maybe a nursing home. And then they'll make me pay my own bill - even if they have to take away my house and bank accounts, after I die. So I will never go on it. I WILL TRUST IN GOD TO KEEP ME WELL.
Retired military lost free healthcare for life in the 90’s if I recall. They are pushed into Medicare at age 65. Called Tricare for life . It’s not much different than any other Medicare supplemental payers. But it does pay providers well. I’m just learning the ropes on this process. I refuse to go to a Medical group for care. I go the private route if need be. Thankful to be blessed with good health.
I worked until I was 72, and was covered by a group health care insurance policy, so I was not enrolled in Medicare. Prior to retiring I applied for social security and was told that I had to apply for Medicare when I retired. I was also told that the only way to opt out of Medicare was to also opt out of social security. I don't believe I ever saw that in writing, but I know that's what I was told.
. . . until Medicare becomes “universal Medicare,” is renamed “OneHealth,” and is administered by the WHO. 😵💫
I hope Australia can revolt against everything they try on you before they try it on us. I will never go on Medicare or any American insurance. It is all designed to keep you sick and then euthanize you without your consent, so the government can get you off their payroll.
I can't help but wonder - if you don't go on Social Security, don't go on Medicare, and aren't on ANY government programs, will they STILL euthanize you if you end up in the hospital?
I believe they would. Anyone who is a “useless eater” that does not comply.
But really, who gets to live? They need some 'useless eaters' as slaves. They might keep just what we also need: sources of food, water, communication, medical, legal, security, farming, animals, and more.
Exactly! Slaves aren’t allowed to “live” their life are they. I would rather not live. I will not comply. Those who did have already handed themselves over to the cabal.
I think the real decision-making will come when they want us to bow the anti-Christ upon penalty of beheading. I will never bow to them.
Neither will I.
If one is on Medicare and enters a long term assisted nursing care facility which is not a fully covered expense by Medicare coverage, they will let you know that those expenses you accumulated for those last years are to be settled by your estate when you pass away. It is all there in the documentation. That part should not be a surprise.
If you pass away with all your assets in your house, bank accounts, etc. Medicare will absolutely take them, because you own them.
If, however, you put your assets in a Family Trust, you do not own them; the Trust does. When you die, the assets go to the Trust beneficiaries such as your children.
After your death, a Family Trust protects your assets against Medicare seizure. Talk to an estate lawyer about setting up a Family Trust.
I knew Medicaid will do that but have not seen Medicare do this, at least they didn’t do this when my mother who passed away 4 years ago and her estate was settled last year.
The nursing facility was charging in excess of $7K/month and these expenses are not covered by Medicare for long term care, possibly it is the Medicaid program that kicks in to take care of these expenses which a person on social security would not be able to pay for after their bank accounts are drained. At which Medicaid will recover the expenses from the estate as you stated. In any case it makes a lot of sense to create that family trust for the home and other assets, etc. as suggested by the Dr.
For the future of your parents or in-laws, many parents also give assets to their grown children, whilo can use assets to build or add on an in-law suite to their own home. With your assets in a Family Trust, they and their children/estate are protected while avoiding a nursing home.
Many nursing homes cost over $10,000 a month. The best way to avoid using your own assets is to purchase the best long-term care insurance policy that you can afford.
Be very careful with that advice. Medicaid has a several year look back to catch that very sort of thing.
I will repeat: See a Family Trust lawyer.
Especially is you have a special needs family member. A special needs trust is critical to put in place for your loved ones. As I write this we are being scrutinized over our assets that are in no way associated with our special needs son who is on a Medicaid WAIVER, due to being pemanetlt disabled. He has Zero assets what little support he receives from SSI disability income and in home support is well below what it would cost to live in an assisted living home . He lives at home with us.
And please be careful the advice you put here. It is not correct. Yes, someone need to consult a family trust lawyer, but we all know that many people take their advice directly from people like you in what is happening.
I thought it would be a good idea to say it again, and thank you for bringing this to my attention:
I am not a lawyer and nothing is meant as legal advice.
A lot of trust lawyers will do an in person, free consultation to see if it will work for you. Depending on where you live, a family trust could cost from $4,000 to $12,000 or more.
And this is a lawyer who you will know for the rest of your life. The only other person who will know more about your assets is your account. The more assets you have, the more you need to protect them.
I wish I knew more. I will ask around and see what information and then get back to you:) 🤗 I need someone to explain it to me like am five years old.
About five years ago, a physical therapist told me that Medicare paid more than private medical insurance ~ so she started seeing only Medicare and no longer takes insurance!
That would depend upon the medical practices’ (PT too) contract with the insurance company. Medicare usually pays less. Many times providers are not that familiar with what actually goes on in the business side of their practice.
I would need more info but any family trust lawyer would be able to explain your particular case;)
Attorneys that specialize in Elder law are able to create family and special needs trust funds.
Specialist attorneys can specialize in these areas: Family Trust, Elder Law, Estate Planning, or Gray Law.
If they slso do car accidents, you might want to stay clear. The best estate planning lawyers only do this one thing: family trusts.
All the entitlement programs run by the Federal GOvernment will be gone with the collapse. States will do their best to pick up the slack but the former USA will be Balkinized just like the former USSR and we have already passed the Event Horizon on this.
I wish you had a link on this that explains it in more detail. Not sure what "Balkinized" means, nor the "Event Horizon" - would love to have more of your perspective!
THe USA will be broken down into regions and states (Balkinized). Event Horizon is about the fall of the USA is no longer preventable, as in if you get too close to a black hole there is no going back... you passed the event horizon.
The "Eagle" has fallen. The CIA took over the USA on 11/22/63. The level of corruption has now exceeded what brought down the USSR. Biden is a Dog King (do I need to explain what that is?)
China will invade Taiwan... China makes almost everything and Taiwan makes almost all the chips. THis event alone will cause great economic hardship in the US and alone could crash the government, but there are so many other things in the works to make that happen.
I see the USA being divded into at least three regions eventually, Not all the states have the resources to make it on their own and will become regions. Other states, like California, may experiment with CCP feudalism for a time. THere will be mass population shifts to the "Free" states.
This is not in some far off future. THis is coming this year or next at the latest.
Do I need to explain more.?
You know more than me on this subject and yes, you could expound on this in your own article:)
I am encountering more and more people reporting changes. For example new “security policy” (I believe DHS required changes) put in place by our bank reporting all sources of savings and funds coming in and out of our account including cash deposits. Including cash deposits. If you don’t comply your account will be closed.
Now is the time to start paying close attention to these details. Read the fine print.
Maybe save those bank announcements so we can see what they say.
This isn’t a new policy. These rules have been around for a very long time.
It's a new policy as of 2022, and not a lot of people know that Medicare automatically enrolls you at age 65. And that they have a 2022 form you can use to opt out.
I agree about Medicare. My point was about MEDICAID
The definition of Balkanize : (verb) “divide (a region or body) into smaller mutually hostile states or groups.”
That sounds just wonderful.
A bunch of robotic, WEF-pushing criminals. Thank you;)
You’re welcome. It’s time to buckle up and button down your financial affairs. Is it no wonder that Trump has been charged with so many criminal complaints? Like he said, they aren’t coming after me, they’re coming after you. He would stand in their way.
🙌
My husband has also been notified of this. We are covered by Tricare. So we will be enrolled in Tricare for life. Secondary payer. I’m sure the same as any of the other Medicare supplements that he is being bombarded with.
We have also seen something odd regarding a life insurance policy we hold for our special needs son I can’t go into for privacy reasons. But I believe the government will want access to that money if…
Is this an advert Substack? Why are there Medicare ads on your page? How do I unsubscribe? This is the worst app to use on an iPhone. It will not allow any unsubscriotions.
Nice you got Medicare.
Maybe you could go back and reread my article.There are no Medicare ads.
You see screenshots of an email that I just received, and I take you to the links.
I apologize for sounding curt, but when I tried to exit your post, a Medicare.gov website popped up at the bottom asking me if I'd like more info. That's why I asked if you were advertising. Simple. I'm sorry I didn't provide more detail. Thank you and I will figure out how to stop bugging ppl. This pos app would not let me unsub from a paid sub. I finally had to go directly to the bank. Even after signing out re loading and doing an Irish jig the pos app did not allow me to stop payment on a crap thing I did not want anymore. See text language is highly specific. So abbreviated and or slang can alter entire meanings. It's so specific it can break up a marriage and ppl do not appreciate how much specificity is in written words. We can accept verbal faux pas' but not text, ie written words. So I have a tendency to overcorrect and write hilgher level of specificity in the event I am misunderstood. Most can't read longer comments. Again, my apologies for sounding short. Thank you
You're so sweet, no problem. The pop-ups were on your cell? You can block all your pop-ups on a laptop, and you might need to first "clear your cache".
Horrible that it should not have been so hard to unsubscribe. I always tell people to stay in the email and hit 'unsubscribe' at the bottom of the email. Don't go into the app or anything Substack - stay in your email. If worse comes to worse, I can manually unsubscribe anyone from my newsletters.
That's the primary issue I believe. My electronics are limited with no laptop or desk top. Therefore, it's all in a wifi loop. Apple can't help. I can't sign onto the website without a non portable device if that makes sense. I'm still peeling off layers. Anyway, ima cracking up my app comment is generating such ire of how to solve the problem. Some of us don't have access to typical computers. It changes the landscape somehow. I'm sure I'll get a bagillion 'tips' on ""just go..."" hahaha!
Anyway thank you for your kind understanding at my curt reply. Blocking is an dance art form I've decided along with a scientific theory with some old fashioned juju voodoo tossed in for mystery. I even crack myself up! Take good care. 🙏🏻❤️
You can go to the bottom of your email and hit the "Unsubscribe" button.
That too😊
You can go to your own account and unsubscribe.
Not using an iPhone I cannot. I have reloaded this pos app several times. The auto incorrect is insufferable. They must have the most clinically retarded ai for their auto INCORRECT I've ever had the misfortune to be constantly misspelled by. This 💩 app even changes words it doesn't like that I use. It's horrible. But if auto incorrect is turned off the comments don't post. So anyway. I'm sure it's something I'm doing and eventually I'll figure it out. But every time I try to exit or stop following some raving lunatic the dam this pops up with ""cannot be completed on this device"". But thank you for the tip.
If you can't unsubscribe from inside Substack:
The best way is to go to the bottom of the email newsletter (do not click to go into the article) and then hit the'unsubscribe' button. Stay inside the email:) ❤️
Then go to the website.
If you go to the substack webpage you can LEARN how to use the app. What the website also includes is how to unsubscribe and log out. Then delete the app.
Thank you.
I also have an iPhone and have been having odd problems since the weekend. I hope you stay with us but if you really can't stand it here, I can unsubscribe you ~ just send me a message with your email address:)
Thank you! I'm all better, haha! Typical emotional outburst of frustration I made in a public room. And again, I apologize for taking it out on you. The Medicare .gov thing flipped my switch. Haha I enjoy your content and admire the dedication it takes to update posts. Hwvr, in this day & age the post can come every 10 minutes. So stay safe, stay well and thank you again. 🙏🏻❤️
All my pleasure! You already apologized once and gained immediate forgiveness:) 🙌 ~ all is forgiven and forgotten, as it should be!
We are all happy to have you here 🌹💐🌹
I don't have Medicare. The government sent me ⬆️ the info now, 2 years before I turn 65 🤷♀️ 🙄 I will never go on it again.
While I was bedridden for twelve years, I was on Medicare for disability. When I got well, I ditched it for regular medical insurance. Then I was still well, I switched to a co-op.
The government will use it to euthanize me in the hospital, or maybe a nursing home. And then they'll make me pay my own bill - even if they have to take away my house and bank accounts, after I die. So I will never go on it. I WILL TRUST IN GOD TO KEEP ME WELL.
If you have Tricare, I would think he would never need Medicare. But keep your eyes open:)
Retired military lost free healthcare for life in the 90’s if I recall. They are pushed into Medicare at age 65. Called Tricare for life . It’s not much different than any other Medicare supplemental payers. But it does pay providers well. I’m just learning the ropes on this process. I refuse to go to a Medical group for care. I go the private route if need be. Thankful to be blessed with good health.
Staying private is best. Use cash. No electronic medical record. Don't tell your eanything that they don't have to know.
Count on God for your health. They want your pineal gland to calcify so you lose your spirituality.
The bolder they are, THE BOLDER WE HAVE TO BE! 🙌 🙏 The more we have to stand up for God being the divine source of all healing!
Yes!!